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The loan terms range between 6 and 120 months. The effective annual interest rate is between 4.5% and 9.9%. Calculation example: Loan amount CHF 10,000 – term of 60 months. Monthly installment of CHF 186.00 to CHF 209.90 and interest costs of CHF 1,161.20 to CHF 2,594.45 (depending on interest rate 4.5%-9.9%).

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