Terms of Use

Important legal information

Please carefully read the Terms of Use including the Privacy Policy of FINROX AG (hereinafter “FINROX”) website www.finrox.ch, its subpages and related pages (hereinafter “website”). By accessing the website, you declare that you have understood and accepted the following terms of use and legal information. If you do not agree with the following terms, please refrain from accessing this website.

Privacy, Internet and Email

In accordance with Art. 13 of the Swiss Federal Constitution and based on the applicable data protection legislation, every person is entitled to protection of his or her privacy and to protection against misuse of his or her personal data. FINROX adheres to these provisions in accordance with the privacy policy issued by FINROX (https://finrox.ch/en/privacy-policy/). Please read it carefully.

The Internet is a worldwide, open network accessible to everyone. FINROX makes every effort to protect your data on the Internet and to preserve your privacy. Therefore, all confidential data between your browser and the web server of FINROX is transferred exclusively encrypted. FINROX never asks you to provide or verify sensitive data via email or links over the internet. However, you agree that FINROX may also contact you via the email address you registered through the website. Any such e-mail transmission is not encrypted, and FINROX cannot guarantee the confidentiality of e-mail transmission.

Addressees of the website

The website is intended exclusively for natural and legal persons with residence or registered office in Switzerland or the Principality of Liechtenstein.

No offer

The information published on the website does not constitute a solicitation or offer, or recommendation, to buy or sell any product, to run any particular transaction, or to conclude any other legal act.

Authorization

The customer authorizes FINROX and its loan partners to obtain all information necessary for the processing of this application from public and private agencies as well as from the Information Office for Consumer Loans (IKO) and the Central Office for Loan Information (ZEK) and to report to ZEK, IKO, and, in case of corresponding legal obligations, to other agencies.

Rights

Unless otherwise specified, all elements of the website belong exclusively and comprehensively to FINROX (in particular copyright and other rights), either as the property of FINROX or as a licensee. The elements are freely usable for browsing purposes. Any other use requires the explicit and written consent of FINROX.

Warranty and liability disclaimer

FINROX provides information without any guarantee. It assumes no responsibility and gives no guarantee for the availability, functionality, flawlessness, or virus-free nature of the website. Any liability of FINROX resulting from access to or use of the website is excluded.

Links

FINROX has not reviewed any of the third-party websites linked to the Website and is not responsible for the content of any off-site pages or any other sites linked to the Website. Your linking to any other website is at your own risk.

Place of jurisdiction and applicable law

For all disputes arising from or in connection with the use of the website, Zurich is agreed as the exclusive place of jurisdiction. FINROX is free to sue also at the domicile/seat of the user. Swiss law is exclusively applicable to these terms of use.