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Les conditions de crédit varient entre 6 et 120 mois. Le taux annuel effectif global varie entre 4,5 % et 9,9 %. Exemple de calcul : montant du crédit 10 000 CHF – durée 60 mois. Versements mensuels de 186,00 CHF à 209,90 CHF et frais d’intérêt de 1 161,20 CHF à 2 594,45 CHF (selon le taux d’intérêt 4,5 %-9,9 %). Le crédit est interdit s’il conduit au surendettement (art. 3 LCD).

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