FAQ

Do you pay your bills regularly? Reminders are rather rare? Congratulations, in this case you have a good payment record. This is an important component in the loan check and calculation of your loan offer.

The law stipulates a waiting period of 14 days before your loan is paid out. During this time, we take care of all the administrative work for you – for a timely payment.

We are happy to check the current loan conditions for you, without obligation and free of charge. Often our customers pay too much to third-party providers. A loan replacement is almost always worthwhile and is free of charge, because we take care of the administration for you.

Here you can have a loan replacement checked.

This depends on your current and individual situation. We can do a free, non-binding loan check for you and advise you on your options.

Please note the following points:

• Banks are obliged to register loan applications with the Central Office for Loan Information (ZEK)
• All banks query ZEK to check current loans or open loan requests
• Too many open loan requests can have a bad effect on your loan conditions!

Therefore we recommend to first make a free and non-binding loan check with FINROX.

Yes, early loan repayment is possible at any time – at no additional cost. No interest is charged for the remaining loan period.

An early repayment of a loan is a common occurrence when your financial situation changes and you receive a bonus or additional financial resources through inheritance or gifts from family and friends.